It is easy to criticise. In the same way it is easy for me to criticise this book, it is easy to pounce of the unsuccessful parts of a theory, programme, institution etc and this is exactly what Bateman has done. It may just be me but I like to see a balance in books of this kind. An understanding that there are negatives even by those who propose it and equally that there are positives by those who are against it. I was therefore surprised that this book was little more that a vitriolic attack on Muhammed Yunus and the Grameen Bank. Bateman seems to have decided that no good can ever come of microfinance and that Muhammed Yunus is some sort of figure head for neo-liberalists over the world. This sort of conspiracy theory writing means that it is hard to filter what in the book is fact and what stems from Bateman's apparent hatred of capitalism. While I'm sure those on the far left of the political spectrum will find little to disagree with in this book, I would prefer to read a critique of microfinance which is not based on political ideology but rather its use as a method of poverty reduction. As a result I wish I had not wasted my time.